Our firm is conveniently located in Orange Park, Florida, giving our office easy access to various courthouses throughout Northeast Florida. We serve consumer bankruptcy clients throughout Northeast Florida including the following counties: Duval, Clay, Bradford, Nassau, St. John's, Putnam, Baker, Flagler and Columbia.

We are strongly committed to providing our clients with highly affordable bankruptcy solutions and quality bankruptcy representation.  To that end, we offer flexible payment arrangements for our bankruptcy clients, and under no circumstance do we ever charge for the initial consultation.

Below we have outlined the typical case procedure in both a Chapter 7 Bankruptcy Case and a Chapter 13 Bankruptcy case:


Chapter 7 Case Procedure (Typical Case)

1)  Initial Free Consultation (Analysis of client's situation to determine whether bankruptcy is the appropriate course of action)

2)  Client returns all bankruptcy intake forms and requested documents

3)  Client participates in required online credit counseling course

4)  Signing Meeting (Client meets to review and sign bankruptcy schedules)

5)  File Chapter 7 Case

6)  Client participates in online post-petition financial management course

7)  Meeting of the Creditors (between 20 and 45 days after filing date)

8)  Chapter 7 Discharge Order (90 days after the meeting of the creditors)


Chapter 13 Case Procedure (Typical Case)

1)  Initial Free Consultation (Analysis of client's situation to determine whether bankruptcy is the appropriate course of action)

2)  Client returns all bankruptcy intake forms and requested documents

3)  Client participates in required online credit counseling course

4)  Signing Meeting (Client meets to review and sign bankruptcy schedules)

5)  File Chapter 13 Case

6)  Client participates in online post-petition financial management course

7)  Meeting of the Creditors (between 20 and 45 days after filing date)

8)  Chapter 13 Plan Confirmation Hearing (within 45 days after Meeting of the Creditors)

9)  Chapter 13 Discharge Order (after successful completion of the Chapter 13 plan)